Ramon Ramirez has over 22 years of banking experience; a career that started in South America. He held roles in Vancouver, Bermuda, Southern Alberta, and Vancouver Island; working in several areas of banking including Operations, Payments and Cash Management, e-Commerce, and Commercial Banking. He holds a Bachelor degree in Business Administration from Capilano University. He worked for BDC, HSBC, Costal Community Credit Union, Citibank, and owned a retail business. He worked with companies of all sizes, from start-ups to large multinationals. He has experience with a wide a range of banking services including Commercial lending, Trade Financing, Leasing, International Banking, FX, Treasury, and Payments and Cash Management. Outside work, he is a fully certified firefighter with Comox Fire Rescue, a member of the Rotary Club of Courtenay, an avid cyclist, and competes in long distance triathlons. He lives in Comox with his wife, Amy, and two children, Lane and Sebastian.